Investment strategies should be tailored to fit your financial plan. Every investment management relationship starts with an investment policy statement based on your financial plan. We’ll work with you to determine portfolio governance, asset allocation, risk tolerance, rebalancing thresholds, performance benchmarking, reporting standards, restricted securities, and any other relevant details.

We believe that our clients are best served by simple, tax efficient, broad based indexing strategies. We build our investment portfolios using broad index, low cost exchange traded funds (ETFs). We carefully manage tax impact with regular tax loss harvesting, low investment turnover, and attention to embedded taxable gains on pre-existing investments.